Modified and converted vans can be covered
Most vans have to be converted and modified before they can be lived in permanently, and this alone poses a problem for many insurers. We can cover a wide range of campervans and motorhomes, including modified and converted vans. Even self-built and completely unique campervans and motorhomes can be covered too.
The benefits of getting a van-life insurance policy with Sterling
- Prices start from £275 a year
- Van-life insurance for all makes and models
- Cover for personal possessions
- Includes European cover for up to 90 days (longer trips can be covered)
- Breakdown cover, camping gear, keycare, misfuelling (optional extras)
- Claims hotline open 24/7
Prices start from £275 per year
Get peace of mind with our insurance for those living in a van from just £275 a year. Our policy can be tailored to your needs, whether you’re planning a European road trip, you’ll be touring around the UK, or you plan on staying in one town for the majority of the year.
Motorhomes and campervans of all makes and models covered
We insure a wide range of motorhomes and campervans, from professionally converted Mercedes Sprinters or VW Buses to self-converted Fiat Ducatis.
Personal possessions cover up to £2,000
Depending on the scheme you choose we can cover all types of personal possessions with a value of up to £2,000, including laptops and other gadgets, camping equipment, jewellery and clothes.
And even if the policy doesn’t cover your personal effects don’t worry as we have an additional product that covers personal possessions with a value of up to £2,500.
European cover included for up to 90 days (longer trips can be covered)
Sterling policies allow you to drive through Europe for up to 30, 60 or 90 days for free if your vehicle is registered in the UK and subject to policy selection. We can also help motorists with paperwork and can provide an insurance green card.
Optional extras like breakdown cover and protection for camping gear
Sometimes you just want a night under the stars and we don’t blame you for it, especially if you’ll be travelling to beautiful places. We offer a range of optional extras, including cover for your camping gear.
We also provide breakdown cover in the UK, Europe and beyond, so you can get roadside assistance in the event your van breaks down on your travels. In the UK alone, we have over 1,800 breakdown recovery specialists to help you in your time of need.
Claims hotline is open 24/7
Sterling’s claim line is open 24 hours a day, 365 days a year. If you need to make a claim, we will be here for your call.
Frequently asked questions
How much is van-life campervan or motorhome insurance?
Nomadic van insurance for those living in their van full time is usually more expensive than regular motorhome or campervan insurance as there are a number of other risks associated with living and cooking out of your van. Our van-life insurance is available from just £275. The exact price will depend on various factors, including:
- Your van’s modifications
- How long you’ll be travelling for
- Whether you need European cover
What if I don’t have a permanent address?
This is to be expected, but as long as you have a mailing address, this should be fine. Many people use a family member’s address for this.
How do I get a van-life insurance quote from Sterling?
Getting a quote couldn’t be any easier.
- Call Sterling on 0344 381 9990
- Use the online call back service
