Classic Car Insurance in Northern Ireland
Cover for your pride and joy in Northern Ireland
How to get classic car insurance from Sterling NI
Give us a call
Our best quotes are over the phone – just tell us a few details about yourself and your classic car and we’ll do all the legwork for you.
We listen to your needs
We know how important it is for classic car owners to get the right cover. That’s why we provide plenty of optional extras, including agreed value insurance, build-up or laid-up cover, breakdown cover for older cars, keycare, and windscreen cover.
We ask the right questions
We know the information that makes you more attractive to insurers, allowing us to ask the right questions to ultimately reward you with cover that more accurately reflects your driving history.
Classic Car Insurance for Northern Ireland Residents from just £185
Get classic car insurance from the experts
We know the needs of classic car owners are complex, which is why every quote is handled by an insurance expert. We cover all types of classic cars imaginable, whether you own a Mazda MX-5, a Golf GTI MK1, a Porsche Boxster, or something a little more obscure.
Why choose Sterling NI for classic car insurance?
Whether you own a classic car you’ve restored to its former glory or you’ve modernised its interior with new technology, we have a classic car insurance policy to suit your needs.
Cover for all types of classic and vintage cars
We cover vintage, pre and post-War models, classic cars and modern classics. And as plenty of our team are car enthusiasts themselves, we know the right questions to help you get the right policy, taking into account considerations like whether you’re a member of a car club or you attend car shows.
Agreed value cover
Whether you’ve restored your vehicle or kitted out the interior with modern features, we know you’ve invested a lot of time, dedication and money into your vehicle. That’s why we offer agreed valuation cover, where we work with you to agree on the value of the vehicle at the start of the policy.
This means that if your cherished car is involved in an accident or loss, you are able to claim the vehicle’s pre-agreed value rather than its current market value at the time of the loss.
Team of experts
We’re well versed in finding the right cover for specialist vehicles like yours. Our knowledgeable team is on hand to discuss your insurance needs directly, allowing you to get a personalised experience for your pride and joy.
Cover for all types of car enthusiasts
We cover all types of classic car enthusiasts in Northern Ireland, including collectors, owners, and traders. We know that classic car owners have more complex needs than most, which is why we offer optional extras like agreed value cover, cover for modifications, and laid-up or build up cover.
Access to a wide range of insurers
Our experience in the industry allows us to find more appropriate quotes for classic cars than you might be able to find elsewhere.
Speak with us directly
Choose whether you want to get an online quote or speak with us over the phone. When you call us, you get the attention of one of our insurance experts. And, as we know what makes you more attractive in the eyes of insurers, we can ask the right questions to ultimately reward you with cover that more accurately reflects your driving history.
Versatile breakdown cover
Our breakdown insurance covers cars of any age, including vehicles over the age of 40. We can also cover you in Europe, whether you’re travelling with family or for club gatherings.
Which type of insurance should I get?
Fully comprehensive
This is the highest level of protection you can get and protects your vehicle regardless of who is at fault. It can often be more competitively priced than the lower levels of cover on offer, so it’s always worth getting a quote.
Third-party, fire and theft
This covers damage to other people, their cars and their property, as well as your vehicle in the event it gets stolen or damaged by fire.
Third-party only
This will only cover damage to other people, their car, or their property in the event of an incident. This cover is the minimum level of coverage you must get.
Frequently asked questions
This depends on who you ask. Although most consider cars that are over 40 years of age a classic, we also consider more modern vehicles as classic cars. If, for instance, your car has been discontinued, is in limited supply or has a cult following, this could make it eligible for a classic car insurance policy.
Even if you own an old car and don’t consider it a classic, you could benefit from a classic car insurance policy. If you’re in doubt, it’s a good idea to call us for a quote and we can look into your case.
Classic car insurance can be more affordable than regular cover, though this will depend on a number of factors, including whether it’s a high-performance classic and how it’s used.
Taking out a policy specifically for classic cars has a number of other benefits too. For starters, it can include extras that are more applicable to the risks involved with owning a car of your stature, such as classic breakdown cover and agreed value insurance.