Short-Term Car Insurance in Northern Ireland
Temporary cover for mini adventures
How to get short-term car insurance from Sterling NI
Download the app
We can provide temporary insurance on demand through our Sterling Short-term app. Simply download and sign up to purchase your cover.
Wide range of extras
You can choose from our full range of optional extras, including breakdown cover, keycare, and windscreen cover.
Get driving
Once you’ve taken out short-term car insurance with us, you can start driving on the day your policy begins.
Short-Term Car Insurance for Northern Ireland Residents
Short-term car insurance for a range of circumstances
Borrowing your friend’s car or van for a trip? Learning to drive? Hiring a vehicle while your car’s in the garage? Recently purchased a car and need short-term cover to drive it home? Whatever your reason for needing temporary car insurance, we can help.
Our short-term policies offer the same level of protection as our annual policies, giving you the confidence to journey forth. We can also provide quotes for unusual circumstances, including for convicted drivers and unique vehicles.
Why choose temporary car insurance with Sterling NI?
There are a number of reasons Northern Ireland residents should take out short-term car insurance with us.
Temporary insurance for a few days, weeks or months
We can help you secure short-term insurance for one day, a couple of weeks or a few months.
Convenient app lets you buy cover on demand
Download our free online app – available on both the Play Store and the App Store – to take out temporary cover whenever you want.
Short term insurance with the benefits of an annual policy
We offer a range of benefits on our short-term policies that we have on our annual policies. This includes free legal protection up to £100,000, plus the ability to travel abroad and build up your no claims bonus.
We can also offer the same optional extras, such as breakdown cover, keycare and misfuelling cover.
Legal protection up to £100,000 included
Our legal cover is a standard feature in our car insurance policies for Northern Ireland residents, whether you purchase annual or short-term insurance. So if you are ever involved in an accident that isn’t your fault, this can help you recover any out of pocket expenses afterwards.
For drivers aged 21 and over
Sterling’s temporary insurance for NI drivers is available to anyone 21 and over. We cover a wide range of vehicles, from vans, classic cars, imported vehicles, kit cars and campers.
Which type of insurance should I get?
Fully comprehensive
This is the highest level of protection you can get and protects your vehicle regardless of who is at fault. It can often be more competitively priced than the lower levels of cover on offer, so it’s always worth getting a quote.
Third-party, fire and theft
This covers damage to other people, their cars and their property, as well as your vehicle in the event it gets stolen or damaged by fire.
Third-party only
This will only cover damage to other people, their car, or their property in the event of an incident. This cover is the minimum level of coverage you must get.
Frequently Asked Questions
- Temporary car insurance for any period whether it’s seven days, up to 30 days and right up to three months
- Short-term insurance with many of the benefits of a full 12-month policy
- Helps towards building your no claims bonus
- Classic cars, kit cars, campers, custom cars, modified cars and grey imports can all be covered
- Available to drivers aged 21 and over
- We can cover cars in all insurance groups
- Driving your vehicle abroad is possible – just ask one of our team members
- We can even offer temporary cover for left-hand drive vehicles
You may need temporary car insurance because:
- You’re selling your car or van
- You’re a learner driver (you can take out a full annual policy once you have your driving licence)
- You’re moving abroad and need a vehicle
- You’re sharing the driving on a long journey
- You’re insuring a cherished car that you only drive in the summer
- You’re working abroad and need van insurance
Sterling short-term insurance comes with a range of optional extras:
- Cover for driving in Europe and beyond
- Breakdown cover
- Keycare
- Misfuelling
- Windscreen cover