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Motorbike Insurance

We work with Bikesure, our motorbike insurance partner, so you can get the best value cover for your two wheels. Its team can find the right cover to suit your needs, whether you need standard insurance or something much more specialist. Bikesure’s prices for motorbike insurance start from £75.

Motorbike Insurance from just £75 per year

Cheap motorbike cover for your wheels

For our motorbike cover, we’ve partnered with Bikesure, our specialist motorbike insurance broker. They’re the experts, and can insure any kind of road legal bike, whether it’s a standard motorbike, moped, scooter, or something that’s a bit more specialist.

Bikesure’s prices are very competitive and its team understands the needs of bikers as well. You may commute every day on two wheels, use your bike occasionally as a hobby or enjoy touring the country. Whatever your needs, Bikesure can find a policy to accommodate them.

Discounts are available for club members, security conscious riders and for limited mileage policies. Bikesure’s short term cover is also considered value for money.

Call Bikesure direct on 0344 381 9363  for the best prices. If you call, let them know Sterling put you in touch.

The benefits of getting a policy with Sterling

Prices start from £75 per year

Bikesure, our motorbike insurance partner, compares quotes from a panel of 40 insurance companies so you get the very best deal. Phone one of its experts who will find a quote that works for you and your needs. Let Bikesure do all the shopping around for you.

Cover for all makes and models of motorbikes, scooters and mopeds

Bikesure offers a range of insurance products for bikers and their needs. It will find the right policy for you whether you’re a commuter or a hobbyist, need fully comprehensive insurance or third party, fire and theft.

Up to £100,000 of legal cover included on every policy

Bikesure’s legal cover is a standard feature in all of its insurance policies. So if you are ever involved in an accident that isn’t your fault, it can help you recover any out of pocket expenses afterwards. Its policies can also allow you to ride through Europe for up to 90 days for free if your bike is registered in the UK.

Breakdown cover, helmet + leather cover, and keycare (optional extras)

Add Bikesure’s breakdown cover to your motorcycle policy. Bikesure Rescue can include UK and European roadside assistance and recovery, puncture repair, transport to your destination and emergency accommodation. Helmet and leather cover as well as keycare are also offered as optional extras.

Up to 25% discount for members of biking organisations and owners club

Bikesure offers discounts for members of owners clubs which support various makes and models. It has also partnered with the British Motorcyclists Federation (BMF) and the Motorcycle Action Group (MAG) to offer members a discount of up to 25%.

Claims hotline is open 24/7

Bikesure’s claim line is open 24 hours a day, every day of the year. If you need to make a claim, someone will be there for your call.

Get a quote with us! It's easy.

Frequently asked questions

What else may be included in a Bikesure insurance policy?*
  • Cover for modifications and customisations
  • Agreed value options are available
  • Cover for riders with motoring and criminal convictions

*Subject to the policy

How can I save money on my motorbike insurance?
  • Transfer any previous No Claims Discount to your new policy. If you have managed to build a No Claims Bonus on your previous motorbike insurance, you may be able to transfer this to your new policy.
  • Consider a limited mileage policy. Agree a limited mileage policy if you are a low mileage biker or go for a ride when the sun is shining.
  • Step up the security measures your bike. Adding tracking devices, alarms and disc locks can reduce the price of your insurance premium.
  • Keep your motorbike garaged. Keeping the car in a locked garage overnight protects and keeps it secure.
  • Multi bike policies can lead to discounts. This can be better value if you own a collection of bikes.
  • Increase the voluntary excess you’re prepared to pay. Voluntary excess is the amount you agree to pay towards a claim if you make one – but never commit to more than you can afford here.
  • Improve your riding skills. Particularly if you’re a young rider, look into enhanced rider schemes to help practice your skills and build your confidence.
  • Join an Owners Club. Up to 25% discount for members of owners clubs and biking associations.
What extra benefits can be added to Bikesure policies?
  • Breakdown cover – from £56 a year. Bikesure Rescue package is gold-standard and reliable cover for the insured motorbike. It includes UK and European Roadside Assistance and Recovery, and many other factors.
  • Keycare – from £17 a year. Covers locksmiths expenses for all the keys on your fob if they are stolen, lost for three days or if they are locked inside your home or a vehicle.
  • Personal accident cover – from £17 a year. Additional compensation payout in the event of accidental death, serious injury or road rage assault. Policy offers £12,000 of personal accident cover.
  • Licence Defence – from £19.99 a year. Access to legal advice which can help with negotiating complicated legal and police paperwork – and support if you’re contesting a conviction or fine.
  • Excess protection – from £34.99 a year. If you have to claim on your insurance, this policy will reimburse any excess you have paid up to a maximum of £300, £500 or £1,000 depending on the premium.
  • Insurance to ride any bike – from £24.99 a year. Add the equivalent of comprehensive insurance on your own policy so you can ride other people’s bikes. It means both you and the owner are safe in the knowledge that you’re covered if something happens.
  • Agreed Value Insurance. Allows you to claim back the full value of the bike if it’s written off in an accident or stolen. We’ll work with you to agree the true value of the bike when you take out the policy – and you get that sum back in a claim.

Even better deals over the phone

Our best policies and prices do not appear on price comparison sites and are not available online.

So let us compare prices with the levels of cover available. We’ll take quotes from multiple insurance providers to ensure you get the very best deal.

Help is here when you need it

Sterling’s claim line is open 24 hours a day, 365 days a year.

If you ever need to make a claim, someone will be here for you at the other end of the phone.

Our staff are based in the UK

Whether you’re calling for a quote or want to make a claim, our staff are based in the UK and ready for your call.

As soon as you agree the policy terms, your insurance can be issued on the same day.

30 years’ experience in the industry

Both Sterling and Bikesure’s staff have many years of experience in the insurance industry. They’ve come across many different situations and scenarios, so speak to us whatever your needs. We will know if it’s a standard policy, or more specialist cover that you need.

Optional Extras