Cheap insurance for your Mini
Give Sterling a call if you’ve been looking for Mini car insurance.
Your Mini may be a classic car, you may have customised it or it’s a much more recent model. Whatever kind it is, we can help you find cheap Mini insurance.
We have access to 30 insurers and can help you find the best price for fully comprehensive, third party, fire and theft or third party only cover.
Depending on the situation and circumstances, you may be able to get a cheaper policy with our modified car insurance or driver-specific policies. So speak to one of our team members, and we will do all the searching for you.
It’s always best to phone us for our best prices.
The benefits of getting a policy with Sterling
- Prices start from £125
- UK Call Centre
- Cover for any kind of Mini, special deals for modified Minis
- Legal protection up to £100,000 included
- European cover for up to 30, 60 or 90 days included, subject to policy selection
- Breakdown cover, keycare, misfuelling, windscreen (optional extras)
- Claims hotline open 24/7
Prices start from £125 per year
Sterling compares quotes from more than one insurance company so you get the very best deal on your Mini car insurance. Our policies will cover the classic car through to the modern BMW Mini. Phone one of our experts who will find a quote that’s the right level of cover for your needs.
Cover for any kind of Mini
The Mini is an iconic British motor car which is still a key feature on our roads today. Whatever you drive, Sterling will help you find the right car insurance. Speak to us if you have a standout custom car as we also offer special deals on modified Minis. Let us find the right insurance for you.
Up to £100,000 of legal cover included on every policy
European cover included for up to 90 days (longer trips can be covered)
Sterling policies allow you to drive through Europe for up to 30, 60 or 90 days for free if your vehicle is registered in the UK and subject to policy selection. We can also help motorists with paperwork and can provide an insurance green card.
Wide range of optional extras to choose from
Add Sterling’s home-start service and breakdown cover to your Mini policy. Our UK breakdown covers models under 15 years old, and the European covers models under 10 years old. Other optional extras include misfuelling cover, keycare, windscreen and protected No Claims Discount.
Claims hotline is open 24/7
Sterling’s claim line is open 24 hours a day, 365 days a year. If you need to make a claim, we will be here for your call.
Frequently asked questions
What other benefits are there with Mini insurance?
- Modifications covered on a like-for-like basis.
- ICE cover available.
- Cover for track days and rallies.
- Independent Agreed Value cover (optional).
- Salvage retention.
- Cover for dismantled parts.
- Left hand drive models are not a problem.
How can I get cheap insurance?
There are a number of ways you may be able to reduce the price of your insurance premium.
- Transfer previous No Claims Bonus to your new policy. If you have managed to build a No Claims Bonus, you may be able to transfer this to your new policy.
- Consider a limited mileage policy. If you will only drive short journeys in your Mini, let us know as this may lead to savings.
- Add another responsible driver to the policy. Rather than increasing the cost, it can actually lead to reductions.
- Multi-car policies can lead to discounts. If your Mini is one of a number of vehicles you own, explore insuring them all on the same policy.
- Increase the voluntary excess you’re prepared to pay. Voluntary excess is the amount you agree to pay towards a claim if you make one – but never commit to more than you can afford here.
- Step up the security measures on your vehicle. Adding security alarms or trackers can reduce the price of your insurance premium.
- Join a Mini owner’s club. If you’re a member of an owner’s club, you could qualify for a 20% discount.
Why choose Sterling insurance?
Sterling insurance policies will cover any Mini on the road, from the original Mini through to the Mini Countryman.
So whether you drive a classic Mini Cooper, an Austin Mini Mayfair, a Rover Mini or even the very latest BMW Mini, Mini One, Sterling will have an insurance deal ideal for you. Special rates are also available for your modified Mini.
Speak to us direct – our best prices are over the phone.
How do I get an insurance quote from Sterling?
- Call Sterling on 0344 381 9990
- Use the online call back service
