Why is our car insurance for over 60s so cheap?
Studies suggest mature drivers are probably safer on the road than younger drivers. That’s why Sterling is able to offer you cheap car insurance for over 60s, whether it’s fully comprehensive or third party, fire and theft.
Data from the Institute of Advanced Motorists shows that pensioners make up 8% of drivers in the UK, but they are only involved in around 4% of accidents that cause injury.
This compares very favourably with younger drivers under 25. They make up 15% of the driving population but are involved in 34% of injury accidents.
Benefits of getting a policy with Sterling
- Prices start from £289
- Free legal protection up to £100,000
- Free European cover for up to 30, 60 or 90 days
- Breakdown cover, keycare, misfuelling, windscreen (optional extras)
- Claims hotline open 24/7
- Best prices over the phone
Prices start from £289 per year
Sterling compares quotes from various insurance companies so you get the very best deal. Phone one of our experts who will find a quote that works for you and your needs. Let us do all the work for you.
Up to £100,000 of legal cover included on every policy
Green card cover for driving in the EU post-Brexit
Sterling policies allow you to drive through Europe for up to 30, 60 or 90 days for free if your vehicle is registered in the UK. We can also help motorists with paperwork and can provide an insurance green card.
Optional extras such as breakdown cover
Add Sterling home-start service and European / UK breakdown cover to your car insurance. We also offer misfuelling cover, keycare, windscreen and protected No Claims Bonus as optional extras.
Claims hotline is open 24/7
Sterling’s claim line is open 24 hours a day, 365 days a year. If you need to make a claim, we will be here for your call.
Call us for the best deal
Pick up the phone and call us for the very best deals. Let us do the work and find the right breakdown cover for you.
Frequently asked questions
What else can my over 60s insurance policy include?
- Policies can be fully comprehensive or third party, fire and theft.
- Tailor-made features for the needs of the older motorist.
- Cover for all types of car.
- Courtesy car provided in the event of an accident (depending on policy).
- Salvage retention.
- Independent agreed value cover (optional extra).
Can I make my over 60s insurance even cheaper?
- Transfer previous No Claims Discount to your Sterling policy.
- Low mileage drivers should explore limited mileage options.
- Look into second car policies if you own more than one vehicle.
- Fit extra security precautions such as alarms and trackers.
- Insurance premium discounts of up to 20% for members of car owners clubs.
How do I get a mature driver insurance quote from Sterling?
- Call Sterling on 0344 381 9990
- Use the online call back service
