Is car insurance cheaper for over 50s?
Mature drivers are probably safer on the road and are less likely to be involved in an accident. With age comes experience, that’s why we reward them with even better policy prices. And our best prices are always available over the phone.
Statistics provided by the Institute of Advanced Motorists suggest that the older you get the less of an accident risk you are. Pensioners make up 8% of drivers in the UK, but they are only involved in around 4% of accidents that cause injury.
This compares very favourably with drivers under 25. They makeup 15% of the driving population but are involved in 34% of injury accidents.
The benefits of getting a policy with Sterling
- Prices start from £249
- Free legal protection up to £100,000
- Free European cover for up to 30, 60 or 90 days
- Breakdown cover, keycare, misfuelling, windscreen (optional extras)
- Claims hotline open 24/7
- Best prices over the phone
Prices start from £249 per year
Sterling compares quotes from various insurance companies so you get the very best deal. Phone one of our experts who will find a quote that works for you and your needs. Let us do all the work for you.
Up to £100,000 of legal cover included on every policy
Green card cover for driving in the EU
Sterling policies allow you to drive through Europe for up to 30, 60 or 90 days for free if your vehicle is registered in the UK. We can also help motorists with insurance paperwork – known as Green Card – for driving through Europe.
Optional extras such as breakdown cover
Add Sterling home-start service and European / UK breakdown cover to your car insurance policy. It’s ideal for keeping you on the move. We also offer misfuelling cover, keycare, windscreen and protected No Claims Bonus as optional extras.
Claims hotline is open 24/7
Sterling’s claim line is open 24 hours a day, 365 days a year. If you need to make a claim, we will be here for your call.
Call us for the best deal
Pick up the phone and call us for the very best deals. Let us do the work and find the right breakdown cover for you.
Frequently asked questions
What else can my cheap car insurance for over 50s policy include?
Our specialist policies are tailor-made for men and women over the age of 50 – here are some of the features you can expect from your policy:
- Cover for all types of car, even if you own a classic car.
- Salvage retention.
- Independent agreed value cover (optional extra).
- Courtesy car available on some policies.
Can I make my over 50s insurance even cheaper?
Here are a number of ways you can earn additional discounts on your Sterling comprehensive car insurance.
- Transfer previous No Claims Discount to your new policy.
- Low mileage drivers should explore limited mileage options.
- Look into second car policies if you own more than one vehicle.
- Fit extra security precautions such as alarms and trackers.
- Up to 20% off for members of owners clubs.
How do I get a mature driver insurance quote from Sterling?
Getting a quote couldn’t be any easier.
- Call Sterling on 0344 381 9990
- Use the online call back service
