Why is Sterling Insurance for over 80s so cheap?
Sterling offers car insurance for older drivers, whichever policy they choose: third party only, third party fire and theft, or fully comprehensive.
Statistics suggest that older drivers are on the road less than younger drivers. The Institute of Advanced Motorists has revealed that pensioners comprise 8% of UK drivers, but they are only involved in around 4% of injury accidents.
In comparison, the under 25s makeup 15% of the driving population but are involved in 34% of injury accidents.
From this, we can provide a cheaper insurance premium for a driver over the age of 80.
Benefits of getting a policy with Sterling
- Prices start from £425 per year
- Free legal protection up to £100,000
- Free European cover for up to 30, 60 or 90 days
- Breakdown cover, keycare, misfuelling, windscreen (optional extras)
- Claims hotline open 24/7
- Best prices over the phone
Prices start from £425 per year
Sterling compares quotes to make sure you get a policy at the right price. Speak to one of our experts, let us know if you have any medical conditions, and we can find car insurance for your needs.
Up to £100,000 of legal cover included on every policy
Green card cover for driving in the EU
Sterling policies allow you to drive through Europe for up to 30, 60 or 90 days for free if your vehicle is registered in the UK. We can also help motorists with paperwork and can provide an insurance green card.
Optional extras such as breakdown cover
Add Sterling home-start service and European / UK breakdown cover to your car insurance policy. It’s ideal for keeping you on the move. We also offer misfuelling cover, keycare, windscreen and protected No Claims Discount as optional extras.
Claims hotline is open 24/7
Sterling’s claim line is open 24 hours a day, 365 days a year. If you need to make a claim, we will be here for your call.
Call us for the best deal
Our best policies do not appear on price comparison sites and are not available online. So pick up the phone and call us.
Frequently asked questions
What else can my over 80s insurance policy include?
- Fully comprehensive policies are available.
- Tailor-made features for the needs of older drivers.
- Cover for all types of car.
- Courtesy car provided in the event of an accident (depending on policy).
- Salvage retention.
- Independent agreed value cover (optional extra).
Can I make my over 80s insurance even cheaper?
- Transfer previous No Claims Discount to your Sterling policy.
- Low mileage drivers should explore limited mileage options.
- Look into second car policies if you own more than one vehicle.
- Fitting extra security precautions such as alarms, dash cams and trackers.
- Insurance premium discounts of up to 20% for members of car owners club.
How do I get a mature driver insurance quote from Sterling?
- Call Sterling on 0344 381 9990
- Use the online call back service
