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Car insurance for over 70s

Annual policy prices start from £325 for drivers over the age of 70. If you are an older driver trying to find car insurance at a fair price, it’s time to give Sterling a call. We’ll look at your individual circumstances to find an insurance premium to get you on the road.

Car insurance for over 70s from just £325 per year

Why is car insurance for over 70s so cheap?

We realise that the longer you have held a driving licence, the more experienced you are as a driver. That’s why we can offer value for money insurance policies for the over 70s whether you choose fully comprehensive or third party, fire and theft cover.

Statistics suggest older drivers are probably safer on the road than younger drivers. With that knowledge, and taking your individual circumstances into account, we can offer you a better deal.

The Institute of Advanced Motorists has revealed that pensioners comprise 8% of UK  drivers, but they are only involved in around 4% of injury accidents.

In comparison, the under 25s make up 15% of the driving population but are involved in 34% of injury accidents.

Benefits of getting a policy with Sterling

  • Prices start from £325
  • Free legal protection up to £100,000
  • Free European cover for up to 30, 60 or 90 days
  • Breakdown cover, keycare, misfuelling, windscreen (optional extras)
  • Claims hotline open 24/7
  • Best prices over the phone

Prices start from £325 per year

Sterling compares quotes to make sure you get a policy with the right insurance company. Speak to one of our experts, let us know if you have any medical conditions, and we can find car insurance for your needs.

Up to £100,000 of legal cover included on every policy

Our legal cover is a standard feature in our Car insurance for over 70s policies. So if you are ever involved in an accident that isn’t your fault, it can help you recover any out of pocket expenses afterwards and possibly look to offer a hire vehicle as well as other benefits.

Green card cover for driving in the EU

Sterling policies allow you to drive through Europe for up to 30, 60 or 90 days for free if your vehicle is registered in the UK. We can also help motorists with paperwork and can provide an insurance green card.

Optional extras such as breakdown cover

Add Sterling home-start service and European / UK breakdown cover to your car insurance. We also offer misfuelling cover, keycare, windscreen and protected No Claims Bonus as optional extras.

Claims hotline is open 24/7

Sterling’s claim line is open 24 hours a day, 365 days a year. If you need to make a claim, we will be here for your call.

Call us for the best deal

Our best policies do not appear on price comparison sites and are not available online. So pick up the phone and call us.

Get a quote with us! It's easy.

Frequently asked questions

What else can my over 70s insurance policy include?
  • Fully comprehensive policies are available.
  • Tailor-made features for the needs of an older driver.
  • Cover for all types of car.
  • Courtesy car provided in the event of an accident (depending on policy).
  • Salvage retention.
  • Independent agreed value cover (optional extra).
Can I make my over 70s insurance even cheaper?
  • Transfer previous No Claims Discount to your Sterling policy.
  • Low mileage drivers should explore limited mileage options.
  • Look into second car policies if you own more than one vehicle.
  • Fitting extra security precautions such as alarms, dash cams and trackers.
  • Insurance premium discounts of up to 20% for members of car owners clubs.
How do I get a mature driver insurance quote from Sterling?

Even better deals over the phone

Our best policies and prices do not appear on price comparison sites and are not available online.

So let us compare prices with the levels of cover available. We’ll take quotes from multiple insurance providers to ensure you get the very best deal.

Help is here when you need it

Sterling’s claim line is open 24 hours a day, 365 days a year.

If you ever need to make a claim, someone will be here for you at the other end of the phone.

Our staff are based in the UK

Both Sterling and Bikesure’s staff have many years of experience in the insurance industry. They’ve come across many different situations and scenarios, so speak to us whatever your needs. We will know if it’s a standard policy, or more specialist cover that you need.

30 years’ experience in the industry

Our senior staff have been working in the insurance industry for 30 years.

It means we can help if you need to find cover for situations or circumstances that are a bit more specialist.

Optional Extras