Why choose Sterling expat insurance?
Some British expats who have set up residence in Portugal prefer to take their UK-registered vehicle with them. It can be used to explore the region that’s now home, and also to pop back to the UK for visits.
Sterling has access to various insurance providers so you find the best deal on Portuguese car insurance for expats. As long as your UK-registered car is in Portugal for at least eight months of the year, we can provide insurance cover.
Whether you’ve chosen a rambling retirement home on Portugal’s Atlantic coast or an activity home on the Algarve, Sterling will find you motor insurance cover that suits your needs.
Call us direct – our best prices are usually over the phone.
The benefits of getting a policy with Sterling
- Prices start from £350
- Cover for expats living in Portugal
- Travel for additional countries possible
- Covers all types of car, van, camper and motorhome
- Legal protection up to £100,000 included
- European breakdown cover, keycare, misfuelling, windscreen (optional extras)
- Claims hotline open 24/7
Prices start from £350 per year
Sterling compares quotes from various insurance companies so you get the very best deal. Phone one of our experts who will find a quote that works for you and your needs. Let us do all the work for you.
Cover for expats in Portugal
Sterling can insure a UK-registered vehicle whether you’ve retired to Portugal or relocated there for work. We can also arrange cover if you plan on driving to additional European countries, and even further afield as well.
Cover for all types of car, camper and motorhome
With our policies, your vehicle must be registered in the UK and used abroad for at least eight months of the year. We offer cover for all insurance groups and also modified cars, left hand drive imports or classic cars if you own something different.
Up to £100,000 of legal cover included on every policy
Optional extras such as breakdown cover, misfuelling and keycare
Whether you break down in Portugal or while you’re in the UK, Sterling’s home-start and breakdown cover can help you get back on the road. We also offer keycare, and windscreen as optional extras with our policies.
Claims hotline is open 24/7
Sterling’s claim line is open 24 hours a day, 365 days a year. If you need to make a claim, we will be here for your call.
Frequently asked questions
What else is included with Sterling’s motor insurance?
- Modifications price-matched on a like-for-like basis
- Independent agreed value cover available
- Salvage retention options after an accident
- Cover for dismantled parts
- Uninsured loss recovery for non-fault claims
Why should I choose a UK-based company for expat car insurance?
Our customers tell us that many Portuguese insurance companies struggle to insure British cars owned by expats, especially if they need to drive back to the UK regularly for work or to visit family and friends.
And companies that can provide a quote usually demand you re-register your car in Portugal, which is yet another admin chore.
However, Sterling offers specialist expat insurance for Brits living in Portugal. They provide comprehensive cover while you live and drive in Portugal, and Green Card insurance when you need to come back to the UK.
As long as you keep your UK-registered car abroad for at least eight months of the year, Sterling will provide cover that allows you to use the same car, van or campervan in Portugal that you drove in the UK, eliminating the need to buy a new car abroad.
How do I get an expat insurance quote from Sterling?
- Call Sterling on 0344 381 9990
- Use the online call back service
