When are e-scooters likely to become road legal?
E-scooter trials are still taking place across the UK. Although they were originally supposed to end in November 2022, local participating authorities have been given the option to either end their trial or extend it until the end of May 2024. This has therefore affected when e-scooter are likely to become road legal.
The benefits of getting a policy with Sterling
- All makes of road-legal electric scooters covered
- Full range of comprehensive, third party, fire and theft, and third party only cover options
- Legal cover up to £100,000 included free of charge
- UK and foreign licences accepted
- Cover for disclosed accessories fitted to your e-scooter
- No loss of bonus or excess if you’re hit by an uninsured driver
All makes of road-legal electric scooters covered
Once electric scooters are road legal, we’ll be able to cover all e-scooter makes and models, from your standard types to your more lightweight types.
Full range of options
Our e-scooter insurance will be available in a range of different tiers depending on the type of insurance you need. From the minimum level of cover – third party only – to fully comprehensive cover, we have a number of different options.
Up to £100,000 of legal cover included on every policy
UK and foreign licences accepted
Whether you’re from the UK, the EU, the USA, Canada, or many other countries, it’s likely that we will be able to accept your driving licence.
Cover for disclosed accessories fitted to your e-scooter
If you’ve fitted extra accessories to your e-scooter, we can cover these if these previously been disclosed. What’s more, fitting extra security features to your e-scooter could potentially reduce your insurance premiums.
No loss of bonus or excess if you’re hit by an uninsured driver
If you get into an accident with an uninsured driver or rider, we won’t penalise you for this. This means you won’t lose your bonus or excess.
Frequently asked questions
Will e-scooter insurance be a legal requirement once private e-scooters are allowed on public roads?
E-scooter legislation hasn’t yet been finalised – it’s likely that this will happen only when the trials have been concluded. However, if you’re thinking of buying a private e-scooter to use once they become road legal, it might be worth considering e-scooter insurance.
Given that e-scooters are fairly fast and quiet, they have their own unique risks on the road. They can also be an attractive target to thieves. Taking out insurance can help protect your e-scooter if anything happens.
Can I cover my e-scooter on my home or contents insurance policy?
This will depend on your home and contents insurance policy. Given how new e-scooters are to the market, it’s unlikely that it will be covered. It’s unlikely that any home insurance policy will cover your scooter while it’s being used on the roads.
Do I need to have a driving licence to use an e-scooter?
In order to take part in the current e-scooter trials, you need a full or provisional driving licence to rent one. It is still not clear if you’ll need a licence to ride a private e-scooter once the trials have been completed. Register to get notified when our e-scooter insurance goes live and we can let you know the requirements when you get a quote.
How much is e-scooter insurance?
As privately owned e-scooters are not yet road legal, you won’t be able to get cover at the moment. Make sure to register with us for more information and you’ll be able to get a quote from us as soon as e-scooters are road legal. As a specialist insurance broker, we’re often able to get you an affordable insurance quote where other insurance providers cannot.
