Call us on 0344 381 9990

Annual Breakdown Cover

(Total UK)

Prices for Sterling’s Total UK annual breakdown cover start from £29.12. We offer total UK coverage whether your vehicle breaks down at home, on the roadside or further afield. The policy cover is enhanced when breakdown cover is bought together with Sterling’s motor insurance.

Annual Breakdown Cover from just £29.12 per year

Annual Breakdown Cover UK

From as little as £29.12 a year, our prices are great value for money when you take into account the high cost of repairs and recovery of vehicles from the roadside.

It costs around £150 to be towed from a motorway. So Sterling’s UK breakdown cover could pay for itself in a single trip if you ever need to make a claim. Save even more if you purchase a breakdown policy with our motor insurance.

The cover includes a home start service, roadside assistance, repairs, recovery services and more. We will even transport you and up to five passengers to any one place you choose.

Whether your vehicle won’t start after bad weather or you live in London and your vehicle breaks down in Wales – we can find you a swift and reliable breakdown and recovery service.

The benefits of getting a policy with Sterling

  • Total UK Cover from £29.12 a year – amongst the best value on the market
  • Access to 1800 breakdown recovery specialists across the UK
  • From cars to campers – breakdown cover for most vehicles
  • Includes call out, roadside assistance, national recovery service, home service
  • Cover is for the vehicle, so anyone driving it is protected
  • Sterling Rescue lines are open 24/7, every day of the year

Prices start from £29.12 per year

Sterling always compares quotes from multiple products to make sure you get the very best deal. Whether you opt for your breakdown cover to be part of your motor insurance policy or would prefer a separate breakdown policy – we will find you the right one at the right price.

24/7 Recovery for vehicles at the roadside

We will help at the scene of the breakdown and get you back on the road – wherever you are in the UK and at whatever time. If we cannot fix your vehicle on the roadside, vehicle recovery and onward travel for the driver and up to five passengers will be arranged.

Breakdown assistance from anywhere in the UK

Your vehicle may be parked on your drive and won’t start, or you may be away with the family for a weekend. Whoever you’re with, whatever time it is – Sterling Rescue will be available to help wherever you are in the UK.

Home service on your doorstep

If your vehicle fails to start or breaks down at home, or within one mile of your home, Sterling Rescue will arrange the call-out and labour charges. The vehicle will be transported to the nearest available local garage if the repairs cannot be carried out quickly.

A breakdown policy which covers the vehicle, not just the driver

Sterling’s breakdown cover applies to the vehicle, rather than just the driver. So the policy remains valid even if another family member or friend is driving when the breakdown happens. This includes call-out, roadside assistance and vehicle recovery.

Call us for the best deal

Pick up the phone and call us for the very best deals. Let us do the work and find the right breakdown cover for you.

Get a quote with us! It's easy.

Frequently asked questions

What does Sterling Total UK breakdown insurance cost?

Sterling breakdown insurance is great value for money, but the cost will vary depending on the type of risk and whether the policy is taken in conjunction with your vehicle insurance.

The regular cost without vehicle insurance is £29.12 for cars and £27.89 for bikes. Commercial vehicles start at £45.92 and Motorhomes/Campers from £80.40. (Vans and Motorhomes/Campers are covered up to 3,500kg).

How do I buy breakdown insurance from Sterling?

Getting a quote couldn’t be any easier.

Please call us – our best prices are available over the phone.

Have you broken down in the UK?

Call 0330 123 1146 if you have a breakdown policy with Sterling.

Sterling Rescue operates 24 hours a day, 365 days a year.

Even better deals over the phone

Our best policies and prices do not appear on price comparison sites and are not available online.

So let us compare prices with the levels of cover available. We’ll take quotes from multiple insurance providers to ensure you get the very best deal.

Help is here when you need it

Sterling’s claim line is open 24 hours a day, 365 days a year.

If you ever need to make a claim, someone will be here for you at the other end of the phone.

Our staff are based in the UK

Both Sterling and Bikesure’s staff have many years of experience in the insurance industry. They’ve come across many different situations and scenarios, so speak to us whatever your needs. We will know if it’s a standard policy, or more specialist cover that you need.

30 years’ experience in the industry

Our senior staff have been working in the insurance industry for 30 years.

It means we can help if you need to find cover for situations or circumstances that are a bit more specialist.

Optional Extras