Why choose Sterling expat insurance?
Some British expats who relocate prefer to take their UK-registered vehicle with them. It can be used to explore the region you now call home, and to pop back to the UK for visits.
Sterling has access to various insurance providers so we can find the best deal on your car insurance for expats. As long as your UK-registered car is in Spain for at least eight months of the year, we can provide the insurance cover that’s legally required there.
Whether you’ve retired to the Spanish Costas, have taken a new job in Madrid or prefer the way of life in Barcelona, Sterling will find car insurance to suit your needs.
Call us direct – our best prices are usually over the phone.
The benefits of getting a policy with Sterling
- Prices start from £325
- Cover for expats living in Spain
- Travel for additional countries possible
- Covers all types of car, van, camper and motorhome
- Legal protection up to £100,000 included
- European breakdown cover, keycare, misfuelling, windscreen (optional extras)
- Claims hotline open 24/7
Prices start from £325 per year
Sterling compares quotes from various insurance companies so you get the very best deal. Phone one of our experts who will find a quote that works for you and your needs. Let us do all the work for you.
Cover for expats living in Spain
Sterling can insure a UK-registered vehicle whether you’ve retired to Spain or relocated there for work. We can also arrange cover if you will be driving through or going to additional European countries, and even further afield as well.
Cover for all types of car, camper and motorhome
With our policies, your vehicle must be registered in the UK and it is used abroad for at least eight months of the year. We offer cover for all insurance groups and also modified cars, left hand drive imports or classic cars if you own something different.
Up to £100,000 of legal cover included on every policy
Optional extras such as breakdown cover and keycare
Whether you break down in Spain or while you’re in the UK, Sterling’s home-start and breakdown cover can help you get back on the road. We also offer keycare, and windscreen as optional extras with our policies.
Claims hotline is open 24/7
Sterling’s claim line is open 24 hours a day, 365 days a year. If you need to make a claim, we will be here for your call.
Frequently asked questions
What else is included with Sterling’s motor insurance?
- Fully comprehensive as well as third party, fire and theft options available
- Option of added protection to your No Claims Bonus
- Modifications price-matched on a like-for-like basis
- Independent agreed value cover available
- Salvage retention options after an accident
- Cover for dismantled parts
- Uninsured loss recovery for non-fault claims
Why should I choose a UK-based company for expat car insurance?
Many Spanish insurance companies struggle to insure British cars owned by expats, especially if you need to drive back to the UK regularly for work or to visit family and friends.
If they can give you a quote they may well demand you re-register your car in Spain, which is yet another admin chore.
However, Sterling offers specialist expat insurance, for Brits living in Spain. They provide comprehensive cover while you live and drive in Spain, and Green Card insurance when you need to come back to the UK.
As long as you keep your UK-registered vehicle abroad for at least eight months of the year, Sterling will provide cover that allows you to use the same car, van or campervan in Spain that you drove in the UK, eliminating the need to buy a new car abroad.
How do I get an expats insurance quote from Sterling?
- Call Sterling on 0344 381 9990
- Use the online call back service
